See your real take-home pay, slab by slab
Enter your monthly salary, any Dashain bonus, and the deductions you actually claim — SSF, EPF, CIT, life and health insurance. The calculator works through Nepal's progressive slabs and hands back an exact yearly and monthly tax figure, with the breakdown shown below.
Salary & deductions
Income tax based on Nepal Government slabs
Nepal income tax slabs — FY 2083/84 (current)
Nepal taxes salary on a progressive basis: each rate applies only to the slice of income inside its band, so a higher rate never lands on your whole salary. For FY 2083/84 the single and married tables are identical, so the one table below serves both.
All individuals — single & married (अविवाहित / विवाहित)
| Income band (Rs.) | Rate |
|---|---|
| Up to 10,00,000 | 1%* |
| 10,00,001 – 15,00,000 | 10% |
| 15,00,001 – 25,00,000 | 20% |
| 25,00,001 – 40,00,000 | 27% |
| Above 40,00,000 | 29% |
Previous year — Nepal income tax slabs FY 2082/83
These are the previous year's rates, which applied up to Shrawan 1, 2083 BS (mid-July 2026) before FY 2083/84 took over. They are kept here for reference and for reconciling last year's payslips. Under this structure married couples got a slightly wider first slab than individuals — Rs 6 lakh vs. Rs 5 lakh — but from the second bracket onwards the rates lined up.
Individual (अविवाहित)
| Income band (Rs.) | Rate |
|---|---|
| Up to 5,00,000 | 1%* |
| 5,00,001 – 7,00,000 | 10% |
| 7,00,001 – 10,00,000 | 20% |
| 10,00,001 – 20,00,000 | 30% |
| 20,00,001 – 50,00,000 | 36% |
| Above 50,00,000 | 39% |
Married (विवाहित)
| Income band (Rs.) | Rate |
|---|---|
| Up to 6,00,000 | 1%* |
| 6,00,001 – 8,00,000 | 10% |
| 8,00,001 – 11,00,000 | 20% |
| 11,00,001 – 20,00,000 | 30% |
| 20,00,001 – 50,00,000 | 36% |
| Above 50,00,000 | 39% |
What this calculator actually does
Payroll in Nepal looks simple on a payslip but has a few moving parts behind the scenes — progressive slabs, a separate Social Security Tax, and deduction caps that depend on whether you contribute to SSF, EPF or CIT. This tool stitches those rules together so you don't have to recalculate everything by hand every appraisal season.
It takes your monthly salary (plus festival bonus, if any), works out the annual gross, subtracts the deductions you're actually claiming, and then runs the progressive slab table for the year you pick — the current FY 2083/84, the previous FY 2082/83, or 2081/82 and 2080/81 if you're reconstructing an earlier year. The output covers tax per slab, total yearly tax, monthly tax, and net take-home — the numbers you need for salary negotiation, budgeting or double-checking your HR's arithmetic.
What people typically use it for
- Reality-checking a new job offer before signing
- Planning SSF / EPF / CIT / insurance contributions for maximum legal tax savings
- Comparing two packages with different basic-plus-allowance structures
- Reconciling monthly payslips against annual TDS at year-end
- Filing assistance for freelancers and consultants on a salary-equivalent basis
Frequently asked questions
What are Nepal's income tax slabs for FY 2083/84 (current)?
FY 2083/84 is the year in force now, effective Shrawan 1, 2083 BS (mid-July 2026). It runs on a unified 5-slab structure that applies the same way to single and married taxpayers — 1% up to Rs 10 lakh, 10% on Rs 10–15 lakh, 20% on Rs 15–25 lakh, 27% on Rs 25–40 lakh, and 29% above Rs 40 lakh. Compared with the previous year, the 1% band widened from Rs 5 lakh to Rs 10 lakh, the top rate dropped from 39% to 29%, and the separate married and single tables were merged into one. The 1% first band stays a Social Security Tax that SSF contributors don't pay.
What were the previous FY 2082/83 income tax slabs?
FY 2082/83, the previous year (applicable until mid-July 2026), used six brackets applied progressively. Individuals: 1% up to Rs 5 lakh, 10% on Rs 5–7 lakh, 20% on Rs 7–10 lakh, 30% on Rs 10–20 lakh, 36% on Rs 20–50 lakh, and 39% on everything above Rs 50 lakh. Married couples got a wider first slab of Rs 6 lakh; the higher slabs lined up. Those rates were unchanged from FY 2081/82.
How exactly does salary tax get calculated?
Start with total annual income (monthly salary × months + bonus). Subtract your eligible deductions: SSF, EPF and CIT (combined cap of Rs 5,00,000 or one-third of income), plus life insurance (up to Rs 40,000) and health insurance (up to Rs 20,000). What's left is your assessable income, and the slab rates above apply to it band-by-band, not to the whole amount.
Does an SSF contribution really wipe out the 1%?
Yes. The Social Security Tax (that 1% on the first slab) is waived in full if you're an SSF contributor. Between the waiver and the SSF amount itself being deductible, it's usually the single most tax-efficient move available to a salaried employee in Nepal.
What's the ceiling on EPF and CIT deductions?
SSF, EPF and CIT are treated as one combined bucket, capped at the lower of Rs 5,00,000 or one-third of your annual assessable income. So on a Rs 12,00,000 salary, the bucket caps at Rs 4,00,000 (because one-third is less than Rs 5 lakh). Insurance is separate: Rs 40,000 for life, Rs 20,000 for health.
Quick example — what's the tax on Rs 50,000 a month?
Rs 50,000 × 12 = Rs 6,00,000 annually. Under the current FY 2083/84 slabs this falls entirely inside the 1% band (which now runs up to Rs 10 lakh), so without any deductions an individual pays Rs 6,000 for the year — about Rs 500 a month. If you contribute to SSF, that 1% is waived and the annual bill drops to Rs 0.
Do the numbers match what HR takes out of my payslip?
In most cases yes — the engine here uses the same slab logic and caps that payroll departments apply. Gaps usually come from items your employer counts as taxable that you haven't entered here, such as allowances, leave encashment or relocation payouts. Drop those into the bonus field to see the effect.
Is any of my salary data sent to a server?
No. The calculator runs entirely in JavaScript in your browser. Nothing is uploaded, logged or persisted once you close the page — which matters because salary is one of the most sensitive numbers you can put into a random online form.